Live-Tech Managed Cork Protect provides rapid financial assistance following qualifying cyber incidents, helping your business respond, recover, and remain operational.
Available annual protection levels range from $25,000 to $500,000 and may include immediate fund access, ACH and wire-transfer fraud protection, phishing and gift-card scam benefits, cyber-insurance deductible assistance, incident-response expenses, data recovery, business interruption, and eligible ransom-payment expenses.
Live-Tech assists with enrollment, security requirements, incident documentation, technical response, and claims coordination. Eligibility, coverage, exclusions, and benefit limits vary by plan and are governed by the applicable Cork Protect agreement.
SKU:
Respond Faster. Recover Stronger. Keep Your Business Moving.
Live-Tech Managed Cork Protect adds a financial-resilience layer to your cybersecurity strategy, helping eligible businesses access financial assistance and coordinated recovery support following qualifying cyber incidents.
Financial Resilience for Modern Cyber Incidents
A cyber incident can quickly become a financial emergency. Fraudulent payments, phishing scams, stolen gift cards, ransomware, recovery costs and cyber-insurance deductibles can immediately affect cash flow and interrupt normal business operations.
Live-Tech Managed Cork Protect provides financial protection for qualifying cyber events and helps eligible organizations begin responding and recovering more quickly. It is designed to complement your cybersecurity program and existing cyber-insurance policy by helping address covered losses and expenses when an incident occurs.
Protection for Incidents That Can Impact Your Business Most
Available benefits vary by plan, annual limit, applicable sublimits, eligibility requirements and the terms of the Cork Protect agreement.
Initial Emergency Funds
Helps eligible businesses obtain initial funds for urgent incident-related needs while the full claim is reviewed.
ACH and Wire-Transfer Fraud
Financial protection may be available for qualifying fraudulent ACH or wire-transfer losses caused by a covered cyber incident.
Phishing, Smishing and Gift-Card Scams
Helps address qualifying losses involving fraudulent emails, text messages, executive impersonation and gift-card requests.
Cyber-Insurance Deductible Assistance
May help cover an eligible cyber-insurance deductible or retention, reducing the immediate amount your business must fund.
Incident-Response Expenses
Helps address qualifying professional services required to investigate, contain, remediate and document a covered incident.
Data Recovery and Business Continuity
Select plans may provide enhanced protection for data recovery, business interruption, extra expenses and eligible ransom-payment expenses.
Choose the Right Level of Financial Protection
Four available protection levels allow businesses to select an annual limit that better matches their operational size, financial exposure and existing insurance structure.
Protect 25
A cost-effective starting point for eligible small businesses seeking an added financial safety net.
- $1,000 Initial fund access
- $10,000 ACH/wire-transfer loss
- $10,000 Insurance deductible/retention
- $5,000 Incident-response expenses
- Up to one $500 card Gift-card scam benefit
Protect 50
Increased deductible and incident-response assistance for growing organizations.
- $2,500 Initial fund access
- $10,000 ACH/wire-transfer loss
- $25,000 Insurance deductible/retention
- $10,000 Incident-response expenses
- Up to one $500 card Gift-card scam benefit
Protect 100
Stronger protection for organizations with larger transactions, insurance deductibles or response exposure.
- $5,000 Initial fund access
- $50,000 ACH/wire-transfer loss
- $100,000 Insurance deductible/retention
- $20,000 Incident-response expenses
- Up to one $500 card Gift-card scam benefit
Protect 500
Maximum available protection with expanded recovery, business-continuity and ransom-related benefits.
- $10,000 Initial fund access
- $75,000 ACH/wire-transfer loss
- $250,000 Insurance deductible/retention
- $100,000 Incident-response expenses
- $150,000 Data-recovery expenses
- $150,000 Business-interruption loss
- $50,000 Eligible ransom-payment expenses
- Up to three $500 cards Gift-card scam benefit
Protection Comparison
The amounts below represent individual benefit sublimits within the applicable overall annual plan limit.
| Protection Benefit | Protect 25 | Protect 50 | Protect 100 | Protect 500 |
|---|---|---|---|---|
| Annual Protection Limit | $25,000 | $50,000 | $100,000 | $500,000 |
| Initial Fund Access | $1,000 | $2,500 | $5,000 | $10,000 |
| Gift-Card Scam Benefit | Up to one $500 card | Up to one $500 card | Up to one $500 card | Up to three $500 cards |
| ACH/Wire-Transfer Loss | $10,000 | $10,000 | $50,000 | $75,000 |
| Cyber-Insurance Deductible/Retention | $10,000 | $25,000 | $100,000 | $250,000 |
| Incident-Response Expenses | $5,000 | $10,000 | $20,000 | $100,000 |
| Data-Recovery Expenses | Not included | Not included | Not included | $150,000 |
| Business-Interruption/Extra Expense Loss | Not included | Not included | Not included | $150,000 |
| Eligible Ransom-Payment Expenses | Not included | Not included | Not included | $50,000 |
Designed for a Faster Financial Response
Traditional claims can require an extended review before funds become available. Cork Protect is designed to help qualifying businesses access initial financial assistance sooner.
Cork reports an average initial payout time of under one hour and targets full reimbursement within 14 days for approved claims. Actual timing depends on incident verification, documentation, eligibility and applicable contractual requirements.
Managed and Supported by Live-Tech
Your organization is not left to manage qualification, enrollment or the incident process alone.
- Qualification and enrollment assistance
- Protection-level guidance
- Review of applicable cybersecurity requirements
- Supported security-integration coordination
- Incident reporting and technical documentation
- Evidence collection and claims coordination
- Technical response and recovery assistance
- Communication support throughout the incident
Ideal for Businesses That
Cork Protect can be especially valuable when any of the following concerns apply to your organization:
- You want financial protection in addition to cybersecurity tools.
- Your organization sends or receives ACH and wire payments.
- You are concerned about phishing, BEC or executive impersonation.
- Your cyber-insurance policy has a substantial deductible or retention.
- You want assistance navigating technical response and claim documentation.
- You need stronger financial resilience and continuity planning.
Security Controls Help Support Eligibility
Requirements can vary. Live-Tech will review the environment and identify any controls that must be completed before activation.
Frequently Asked Questions
Clear answers to common questions about eligibility, protection and Live-Tech support.
What is Live-Tech Managed Cork Protect?
Does Cork Protect replace cyber insurance?
Does every incident automatically qualify for payment?
Can Cork Protect help with ACH or wire-transfer fraud?
Can it help with a cyber-insurance deductible?
How does Live-Tech help during an incident?
Protection That Extends Beyond Cybersecurity Software
Strong cybersecurity reduces risk, but no solution can guarantee that an incident will never occur. Live-Tech Managed Cork Protect adds financial resilience, professional coordination and a clearer recovery path when a qualifying cyber event affects your organization.
Compare Your Protection OptionsAnnual Coverage: $500,000
Protected Threats: Ransomware, phishing (email/SMS), wire fraud, and BEC
Payout Time: Claims processed within days
No Deductibles: Instant coverage activation
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